If you write someone a check
For $20.42
You’re basically giving them
A fancy IOU
That they can take to any bank
And swap for coins and bills
Which are, themselves, just IOUs
From folks on capital hill.
You can use these IOUs
To buy treasury bonds
Which are IOUs that pay you cash
Just for holding on.
If you cash these IOUs
You’ll find, in fact, you can’t
Because they’re just as meaningless
As the average Facebook rant,
But if you give them to your friends
Or drop them from the sky
You’ll become an instant hero.
Now do you regret asking “Why?”